About
Community HousingCapital
Who We Are
CHC provides financing capital exclusively to the affordable housing developers of the NeighborWorks® America network.
Community Housing Capital (CHC) is a Community Development Financial Institution (CDFI) and 501(c)(3) created to facilitate the creation and preservation of affordable housing. We lend early, patiently, prospectively, and at a high LTV. We offer the types of financing needed to span the entire life cycle of an affordable housing project, from early-stage predevelopment and acquisition lines of credit, construction/perm loans with only one execution, to long-term, 30-year amortizing multifamily permanent mortgages.
Our Vision
Healthy, safe, vibrant, and inclusive communities where all individuals and families have the opportunity, resources, and economic means to live, work, learn, and thrive.
Our Mission
To provide equitable access to capital that is transformative for NeighborWorks organizations and their communities.
OurCore Beliefs
Imagination
We imagine communities as they desire to be and not as they are; we believe our capital must be innovative and vital in making such a transformation occur.
Inclusivity
We fervently believe in inclusive communities, where all have access to the resources that create opportunity, growth, and prosperity.
Service
We challenge ourselves to make our customers and their needs our first priority and believe in doing this in the most relevant, timely and efficient way possible.
Action
We are ambitious and not afraid to take on and master hard tasks and strategies that make transformative change happen.
Dedication
We hold ourselves to a high standard of performance, and relentlessly work to produce and measure results and solutions which drive positive and meaningful change in the communities and places people call home.
Integrity
We are transparent, direct, and honest. We work to build the trust that is essential to effective, impactful investment.
Who We Serve
Community Housing Capital (CHC) provides financing capital exclusively to the successful and seasoned developers of the NeighborWorks® America network. NeighborWorks America has been building the technical skills and organizational capacity of member organizations (NWOs) for over 40 years. This national network of nearly 250 nonprofits includes some of the country's very best community development and housing organizations.
NWOs further strengthen the health of their communities with an array of impactful community services. Within CHC's current five-year portfolio, 96% of our NWO customers provide one or more services such as financial wellness training, educational services, vocational services, health and wellness services, transitional support, or some other type of supportive services. To ensure that NWOs are strong and healthy in their operations and remain that way, NeighborWorks America conducts a rigorous assessment before acceptance into the network and annually after that against various organizational, financial, and board governance standards.