Community Housing Capital

Impact

Financial Performance

Explore CHC's 2025 impact and financial highlights, from homes financed and households served to mission-driven lending activity and financial ratios.

Financial Highlights

Mission-driven capital, lending activity, and financial ratios show CHC's capacity to move affordable housing projects forward.

Mission-Driven Capital for Affordable Housing

As a national Community Development Financial Institution (CDFI), CHC provides flexible financing designed to meet borrower needs and project realities. Our approach balances long-term community impact with financial performance, helping projects move forward where traditional financing may fall short.

CHC's CDFI designation reflects our commitment to serving low- and moderate-income communities, with at least 60 percent of our financing directed toward these priorities. It also allows us to access mission-aligned capital through the CDFI Fund and other partners, strengthening our ability to support sustainable community development nationwide.

Unlocking Capital for Greater Impact

Through a combination of lending and technical support, CHC helps borrowers attract additional financing. In 2025, CHC-supported projects leveraged more than $199.2 million in additional funding.

Capital Deployment and Development Impact in 2025

$97.3M

in patient capital from Community Housing Capital

$199.2M

of capital from other sources

$281.1M

in total development costs invested in communities across America

FY25 Loan Origination Statistics

$281.1M

Total Development

$97.3M

Total Loan Activity

19

Loans Originated

978

Units

18

Borrowers

Cumulative Loan Activity

$136.2M

2006-2010

$264.3M

2011-2015

$407.9M

2016-2020

$478.0M

2021-2025

View chart data
2006-2010
$136.2M
2011-2015
$264.3M
2016-2020
$407.9M
2021-2025
$478.0M

Capital Ratio

35.7%

2021

36.0%

2022

40.5%

2023

33.3%

2024

39.1%

2025

View chart data
2021
35.7%
2022
36.0%
2023
40.5%
2024
33.3%
2025
39.1%

Deployment Ratio

94.8%

2021

96.3%

2022

94.3%

2023

94.6%

2024

95.7%

2025

View chart data
2021
94.8%
2022
96.3%
2023
94.3%
2024
94.6%
2025
95.7%